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FTH-04 Counseling Services Disclosure Statement

Form 4 of 8

The Urban League of Philadelphia provides the following housing counseling services:

First Time Homebuyer one on one counseling/education seminar
Foreclosure default and delinquency counseling/ education seminar
Rental Escrow Counseling
Tax Lien Counseling
Anti- Predatory Lending Counseling
Financial Literacy

The Urban League of Philadelphia receives funding for our housing counseling program from the following funders: US Department of Housing and Urban Development (HUD), National Foreclosure Mitigation Counseling (NFMC), Pennsylvania Housing and Finance Agency (PHFA) and Office of Housing and Community Development (OHCD) for program monitoring, compliance and evaluation. I/We understand that it is my/our right and responsibility to decide whether to engage in any course of housing counseling with The Urban League of Philadelphia and to determine whether counseling is suitable for my/our housing problem. I/We understand that The Urban League of Philadelphia has the discretion to charge reasonable fees for some counseling services, and that these fees will be explained to me prior to any counseling. I further understand that fees will not be charged if they create a financial hardship and that I will not be denied counseling if I cannot pay the fees. I/We understand that The Urban League of Philadelphia provides some of my personal information to the US Department of Housing and Urban Development (HUD), National Foreclosure Mitigation Counseling (NFMC), Pennsylvania Housing and Finance Agency (PHFA) and Office of Housing and Community Development (OHCD) for program monitoring, compliance and evaluation. We also provide information to a broad range of housing programs and products and that the housing counseling I receive from Urban League of Philadelphia in no way obligates me to choose any particular loan product or housing program discussed in my counseling sessions. I/We understand that the Urban League of Philadelphia does not guarantee that I/We will receive mortgage financing from any lender and/or other mortgage financing entity. I/We may be referred to other housing services of the organization or to another agency or agencies as appropriate that may be able to assist with particular concerns that have been identified. I understand that I am not obligated to use any of the services offered to me. I/we understand that a counselor may answer questions and provide information but cannot give legal advice. If I want legal advice, I will be referred for appropriate assistance. I have reviewed and I understand the above Counseling Services Disclosure Statement.

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May 15, 2019 10:00 pm EST

FTH-04 Counseling Services Disclosure Statement Uploaded by David Bruggink - david.bruggink@gmail.com IP 192.168.95.1, 172.17.0.1

July 3, 2019 10:05 pm EST

Deserie Hill - dhill@urbanleaguephila.org added by - as a CC'd Recipient Ip: 192.168.95.1, 172.17.0.1

July 5, 2019 10:10 pm EST

ULP Housing - housing@urbanleaguephila.org added by - as a CC'd Recipient Ip: 192.168.95.1, 172.17.0.1

July 6, 2019 12:40 pm EST

ULP Housing - housing@urbanleaguephila.org added by - as a CC'd Recipient Ip: 192.168.95.1, 172.17.0.1

July 6, 2019 10:17 pm EST

ULP Housing - housing@urbanleaguephila.org added by - as a CC'd Recipient Ip: 192.168.95.1, 172.17.0.1